E COMMERCE

E-commerce

E-commerce (or electronic commerce) is used to describe business that is conducted over the Internet using any of the applications that rely on the Internet, such as e-mail, instant messaging, shopping carts, Web services, FTP, and EDI (electronic data interchange), among others. Electronic commerce can be between two businesses transmitting funds, goods, services and/or data or between a business and a customer includes :

• Online business to business transactions (B2B)
• Online business to consumer transactions (B2C)
• Digital delivery of products and services
• Online merchandising
• Automated telephone transactions eg: phone banking 

This video is about the evolution of e-commerce.

E-banking

Online banking (or Internet banking or E-banking) allows customers of a financial institution to conduct financial transactions on a secure website operated by the institution, which can be a retail or virtual bank, credit union or building society.
The common features:

• viewing account balances
• viewing recent transactions
• downloading bank statements, for example in PDF format
• viewing images of paid cheques
• ordering cheque books
• Funds transfers between the customer's linked accounts
• Paying third parties, including bill
• Investment purchase or sale
• Loan applications and transactions, such as repayments of enrollments
• Financial institution administration
• Management of multiple users having varying levels of authority
• Transaction approval process

Security

Here are some tips on how to make sure your transaction is secure:

• Use the latest Internet browser.
• Look for digital certificates.
• Read the privacy policy.
• Only use one credit card.
• Never give out passwords or user ID information online unless you know who you are dealing with and why they need it.
• Keep records of all of your Internet transactions.
• After you've made purchases online, check your e-mail.
• Not sharing passwords.

Enterprise wide technologies and methodology

• Collaboration Key - companies set up smart hubs that are not only used by their own customers, but also interact with other companies' sites
• Breaking Barriers - allowing constant updates of information related to inventory, product availability and shipping status.
• Supercharged Kiosks  - The customer could even purchase the TV directly from the kiosk for later deliver
• IM's New Role  - instant messaging likely will be beefed up to handle everyday business processes
• Speeding Things Up - the real-time aspect of future e-commerce technologies will allow users to engage in "threaded discussions" as they negotiate contracts and share data
• On the Same Page  
• Wireless e-commerce - also called mobile commerce or m-commerce
  
  E-commerce make our works easier and safe times. But, do you think that the E-commerce just make humans become lazy???